The working capital your beauty business has been waiting for.
A brand you trust sent you here for a reason. Ginger gives beauty entrepreneurs flexible working capital to restock, grow, and sell more — without waiting for cash to be ready.
Avg. growth
+3.2× restock
Ginger is where beauty businesses come to grow.
Ginger is a wholesale beauty marketplace built specifically for beauty entrepreneurs — retailers, resellers, salon owners, and traders across Nigeria. What makes Ginger different is that the working capital to restock is built right into the platform.
Instead of waiting until your cash is ready, you use your Ginger credit wallet to purchase stock now and repay over 30, 60, or 90 days — structured around how your business actually sells.
Credit wallet
Active₦ 6,500,000
Available to spend
Simple. Fast. Built for your business.
Apply in minutes
Answer a few quick questions about your business. No lengthy paperwork. Decisions in 24 hours.
Get your credit wallet
Once approved, your Ginger credit wallet is activated instantly. Use it at checkout on the Ginger marketplace — full or split with cash.
Restock and repay as you sell
Your repayment starts from the day your stock arrives — not before. Every on-time repayment builds your Ginger credit score and grows your limit over time.
Built for beauty entrepreneurs. Backed by structure.
Three reasons Gingerpreneurs choose us — and keep coming back to restock.
Working capital, not a loan
Ginger Credit is working capital deployed at the point of purchase. You restock, you sell, you repay. No lump sums. No surprises.
Nigeria's best beauty wholesale in one place
Shop from hundreds of beauty brands at wholesale prices with free Lagos delivery. All purchasable with your Ginger credit wallet at checkout.
A credit score that grows with you
Every order and every repayment builds your Ginger credit score. Consistent repayment unlocks higher limits and better terms over time.
Gingerpreneurs are already restocking smarter.
Hear from beauty entrepreneurs who changed how they manage stock and cash flow.
“I was never someone who liked credit. But I gave Ginger a chance and I'm so glad I did. The wholesale prices are amazing. I'm making proper margins. And the cost of credit? It's not even close to eating into my profit. I'm buying more than I ever could before. It's completely changed how I think about growing my business.”
“I applied and in less than an hour I got the approval notice. I was on a phone call when the notification came in — I had to stop everything just to make sure it was real. I genuinely couldn't believe it.”
“The products came quickly, everything was good quality, and when I had a question Ginger followed up to make sure I was sorted. I've already sold through and I'm get ready to restock.”
Ready to get started? Book your free intro call.
One of our team members will walk you through how Ginger works, answer your questions, and help you figure out exactly how Ginger Credit can work for your business. Takes 20 minutes.